Side-by-side · Q2 2026 data
South Carolina Federal Credit Union vs Safe Federal Credit Union
Credit union
South Carolina Federal Credit Union
North Charlesto, South Carolina · $1 billion – $10 billion
Metric by metric
| Measure | South Carolina Federal Credit Union | Safe Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 83 (stronger) | 60 |
| Loan quality | 80 (stronger) | 79 |
| Earnings | 59 | 71 (stronger) |
| Funding & liquidity | 67 | 81 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 79th | 70th |
| Total assets | $2.6B | $2.0B |
| Deposits / shares | $2.1B | $1.7B |
| Capital ratio | 13.34% (stronger) | 10.97% |
| Problem loans | 0.60% (stronger) | 0.63% |
| Net charge-offs | 0.47% (stronger) | 1.24% |
| Return on assets | 0.98% | 1.27% (stronger) |
| Loans ÷ deposits | 93.2% | 79.1% (stronger) |
| Uninsured deposits | 7.5% (stronger) | 8.7% |
| Offices | 19 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.7% | 21.3% |
South Carolina Federal Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), South Carolina Federal Credit Union leads on 5 and Safe Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.