Side-by-side · Q2 2026 data
South Central Credit Union vs Lafcu Credit Union
Metric by metric
| Measure | South Central Credit Union | Lafcu Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 72 |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 81 (stronger) | 59 |
| Earnings | 26 | 33 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 59th | 66th |
| Total assets | $84.6M | $1.1B |
| Deposits / shares | $72.0M | $891.8M |
| Capital ratio | 14.20% | 20.67% (stronger) |
| Problem loans | 0.56% (stronger) | 1.24% |
| Net charge-offs | 0.46% (stronger) | 1.00% |
| Return on assets | 0.16% | 0.31% (stronger) |
| Loans ÷ deposits | 55.8% (stronger) | 82.1% |
| Uninsured deposits | 4.4% (stronger) | 10.3% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
South Central Credit Union has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), South Central Credit Union leads on 5 and Lafcu Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.