Side-by-side · Q2 2026 data
South Central Missouri Credit Union vs Community First Credit Union
Credit union
South Central Missouri Credit Union
Willow Springs, Missouri · Under $100 million in assets
Metric by metric
| Measure | South Central Missouri Credit Union | Community First Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 45 | 91 (stronger) |
| Earnings | 27 (stronger) | 14 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 42nd | 30th |
| Total assets | $9.2M | $8.5M |
| Deposits / shares | $7.7M | $7.4M |
| Capital ratio | 15.81% (stronger) | 11.52% |
| Problem loans | 1.66% | 0.26% (stronger) |
| Net charge-offs | 0.74% (stronger) | 1.56% |
| Return on assets | 0.16% (stronger) | -0.14% |
| Loans ÷ deposits | 37.7% (stronger) | 89.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Central Missouri Credit Union has the higher TellerScore (71 vs 65). On the 6 directional measures above (where higher or lower is clearly better), South Central Missouri Credit Union leads on 5 and Community First Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.