Community First Credit Union is a federally insured state-chartered credit union headquartered in Hannibal, Missouri, in business for about 74 years. At the end of Q2 2026 it reported $8.5M in total assets and $7.4M in member shares and deposits, with 1 office.
Community First Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 54th. Problem-loan coverage contributes the most (97/100, 1.7%); earnings contributes the least (14/100, -0.14%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 15 points (50 → 65), mostly because the loan quality component improved by 48 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 63 |
| Q4 2024 | 62 |
| Q1 2025 | 66 |
| Q2 2025 | 50 |
| Q3 2025 | 65 |
| Q4 2025 | 78 |
| Q1 2026 | 64 |
| Q2 2026 | 65 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.05% |
| Q3 2024 | 10.24% |
| Q4 2024 | 10.19% |
| Q1 2025 | 10.25% |
| Q2 2025 | 10.17% |
| Q3 2025 | 10.46% |
| Q4 2025 | 11.08% |
| Q1 2026 | 11.50% |
| Q2 2026 | 11.52% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.55% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.91% |
| Q1 2025 | 0.36% |
| Q2 2025 | 1.72% |
| Q3 2025 | 0.68% |
| Q4 2025 | 0.07% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.26% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.50% |
| Q1 2025 | 0.35% |
| Q2 2025 | 0.01% |
| Q3 2025 | 0.51% |
| Q4 2025 | 1.07% |
| Q1 2026 | -1.39% |
| Q2 2026 | -0.14% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $8.5M | 11.52% | 0.26% | -0.14% | 89.4% |
| Q1 2026 | 64 | $8.3M | 11.50% | 0.15% | -1.39% | 85.8% |
| Q4 2025 | 78 | $8.9M | 11.08% | 0.07% | 1.07% | 77.2% |
| Q3 2025 | 65 | $8.9M | 10.46% | 0.68% | 0.51% | 77.5% |
| Q2 2025 | 50 | $8.8M | 10.17% | 1.72% | 0.01% | 79.4% |
| Q1 2025 | 66 | $8.4M | 10.25% | 0.36% | 0.35% | 80.8% |
| Q4 2024 | 62 | $8.4M | 10.19% | 0.91% | 0.50% | 81.4% |
| Q3 2024 | 63 | $8.2M | 10.24% | 0.72% | 0.50% | 84.5% |
| Q2 2024 | 67 | $8.4M | 10.05% | 0.55% | 0.82% | 82.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kc Unidos Federal Credit UnionCredit union Kansas City, MO | 74 out of 100, Strong | $8.5M | 29.2% | 0.65% | vs |
| St. Joseph Teachers' Credit UnionCredit union Saint Joseph, MO | 78 out of 100, Strong | $8.7M | 10.9% | 0.29% | vs |
| South Central Missouri Credit UnionCredit union Willow Springs, MO | 71 out of 100, Strong | $9.2M | 15.8% | 1.66% | vs |
| Lovers Lane Credit UnionCredit union Saint Joseph, MO | 50 out of 100, Below average | $7.8M | 13.8% | 2.78% | vs |
| Fedco Credit UnionCredit union Jefferson City, MO | 73 out of 100, Strong | $7.1M | 10.9% | 0.00% | vs |
| Missouri Baptist Credit UnionCredit union Jefferson City, MO | 35 out of 100, Low | $10.4M | 7.2% | 2.54% | vs |
Deposit insurance
Is my money safe at Community First Credit Union?
Yes. Community First Credit Union is a federally insured credit union (NCUA charter #64746). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.52%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Community First Credit Union lists 1 office in 1 city. Most locations:
- Hannibal, MO (1)
Identity & history
Profile
- Legal name
- Community First Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 64746
- RSSD ID
- 854799
- Primary regulator
- State + NCUA
- Established
- 1952
- Headquarters
- 6460 Interstate Ct, Hannibal, MO 63401
- Employees
- 6
Quick answers
Community First Credit Union: common questions
Is Community First Credit Union NCUA insured?
Yes. Community First Credit Union is a federally insured credit union (NCUA charter #64746). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Community First Credit Union's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Community First Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Hannibal
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Members "first" Community Credit UnionCredit union Quincy, IL | 92 out of 100, Very strong | $111.6M | 25.4% | 0.03% | vs |
| Town & Country Bank MidwestBank Quincy, IL | 92 out of 100, Very strong | $279.3M | 14.9% | 0.15% | vs |
| Farmers State BankBank Pittsfield, IL | 88 out of 100, Very strong | $339.8M | 15.0% | 0.23% | vs |
| Liberty BankBank Liberty, IL | 86 out of 100, Very strong | $193.9M | 12.2% | 0.14% | vs |
| United Community Credit UnionCredit union Quincy, IL | 84 out of 100, Strong | $134.1M | 15.4% | 0.40% | vs |
| Western Illinois School Employees Credit UnionCredit union Quincy, IL | 83 out of 100, Strong | $24.0M | 16.1% | 0.17% | vs |