Side-by-side · Q2 2026 data
South Central Missouri Credit Union vs K.C. Area Credit Union
Credit union
South Central Missouri Credit Union
Willow Springs, Missouri · Under $100 million in assets
Metric by metric
| Measure | South Central Missouri Credit Union | K.C. Area Credit Union |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 45 | 64 (stronger) |
| Earnings | 27 | 29 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 42nd | 54th |
| Total assets | $9.2M | $11.4M |
| Deposits / shares | $7.7M | $9.4M |
| Capital ratio | 15.81% | 17.20% (stronger) |
| Problem loans | 1.66% | 1.09% (stronger) |
| Net charge-offs | 0.74% (stronger) | 2.04% |
| Return on assets | 0.16% | 0.22% (stronger) |
| Loans ÷ deposits | 37.7% (stronger) | 42.1% |
| Uninsured deposits | 0.0% (stronger) | 0.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
K.C. Area Credit Union has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), South Central Missouri Credit Union leads on 3 and K.C. Area Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.