Side-by-side · Q2 2026 data
South Central Missouri Credit Union vs Missouri Baptist Credit Union
Credit union
South Central Missouri Credit Union
Willow Springs, Missouri · Under $100 million in assets
Metric by metric
| Measure | South Central Missouri Credit Union | Missouri Baptist Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 35 |
| Capital cushion | 100 (stronger) | 22 |
| Loan quality | 45 (stronger) | 15 |
| Earnings | 27 | 35 (stronger) |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 94 (stronger) | 51 |
| Peer percentile | 42nd | 2nd |
| Total assets | $9.2M | $10.4M |
| Deposits / shares | $7.7M | $9.7M |
| Capital ratio | 15.81% (stronger) | 7.23% |
| Problem loans | 1.66% (stronger) | 2.54% |
| Net charge-offs | 0.74% | 0.43% (stronger) |
| Return on assets | 0.16% | 0.38% (stronger) |
| Loans ÷ deposits | 37.7% (stronger) | 74.6% |
| Uninsured deposits | 0.0% (stronger) | 5.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Central Missouri Credit Union has the higher TellerScore (71 vs 35). On the 7 directional measures above (where higher or lower is clearly better), South Central Missouri Credit Union leads on 5 and Missouri Baptist Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.