Side-by-side · Q2 2026 data
South Central State Bank vs Cedar Rapids State Bank
Metric by metric
| Measure | South Central State Bank | Cedar Rapids State Bank |
|---|---|---|
| TellerScore | 96 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 100 (stronger) | 42 |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 71 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 72 |
| Peer percentile | 99th | 11th |
| Total assets | $192.1M | $174.9M |
| Deposits / shares | $153.6M | $157.4M |
| Capital ratio | 15.15% (stronger) | 9.56% |
| Problem loans | 0.00% (stronger) | 1.73% |
| Net charge-offs | 0.16% | 0.00% (stronger) |
| Return on assets | 2.40% (stronger) | 1.10% |
| Loans ÷ deposits | 84.8% (stronger) | 92.2% |
| Uninsured deposits | 18.9% | 15.2% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Central State Bank has the higher TellerScore (96 vs 55). On the 7 directional measures above (where higher or lower is clearly better), South Central State Bank leads on 5 and Cedar Rapids State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.