Side-by-side · Q2 2026 data
South Central State Bank vs Hastings Federal Credit Union
Credit union
Hastings Federal Credit Union
Hastings, Nebraska · Under $100 million in assets
Metric by metric
| Measure | South Central State Bank | Hastings Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 93 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 100 | 100 |
| Funding & liquidity | 71 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 99th | 94th |
| Total assets | $192.1M | $52.0M |
| Deposits / shares | $153.6M | $40.7M |
| Capital ratio | 15.15% | 20.78% (stronger) |
| Problem loans | 0.00% (stronger) | 0.36% |
| Net charge-offs | 0.16% | 0.05% (stronger) |
| Return on assets | 2.40% (stronger) | 2.30% |
| Loans ÷ deposits | 84.8% | 83.5% (stronger) |
| Uninsured deposits | 18.9% | 2.5% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Central State Bank has the higher TellerScore (96 vs 93). On the 7 directional measures above (where higher or lower is clearly better), South Central State Bank leads on 3 and Hastings Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.