Side-by-side · Q2 2026 data
South Coast Ilwu Federal Credit Union vs Opc Federal Credit Union
Credit union
South Coast Ilwu Federal Credit Union
North Bend, Oregon · Under $100 million in assets
Metric by metric
| Measure | South Coast Ilwu Federal Credit Union | Opc Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 98 |
| Loan quality | 100 (stronger) | 46 |
| Earnings | 46 | 100 (stronger) |
| Funding & liquidity | 96 (stronger) | 62 |
| Problem-loan coverage | 100 (stronger) | 83 |
| Peer percentile | 87th | 62nd |
| Total assets | $18.5M | $2.8M |
| Deposits / shares | $15.1M | $2.3M |
| Capital ratio | 18.21% (stronger) | 14.75% |
| Problem loans | 0.00% (stronger) | 1.63% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 0.64% | 3.03% (stronger) |
| Loans ÷ deposits | 64.7% (stronger) | 97.8% |
| Uninsured deposits | 3.6% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Coast Ilwu Federal Credit Union has the higher TellerScore (89 vs 79). On the 7 directional measures above (where higher or lower is clearly better), South Coast Ilwu Federal Credit Union leads on 4 and Opc Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.