South Coast Ilwu Federal Credit Union is a federal credit union headquartered in North Bend, Oregon, in business for about 72 years. At the end of Q2 2026 it reported $18.5M in total assets and $15.1M in member shares and deposits, with 1 office.
South Coast Ilwu Federal Credit Union has a TellerScore of 89 out of 100 (very strong) based on Q2 2026 data — higher than 87% of its 2,479 credit unions with under $100 million in assets. Among 47 credit unions headquartered in Oregon, it ranks 3rd. Capital cushion contributes the most (100/100, 18.21%); earnings contributes the least (46/100, 0.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (96 → 89), mostly because the earnings component weakened by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 94 |
| Q3 2024 | 94 |
| Q4 2024 | 97 |
| Q1 2025 | 98 |
| Q2 2025 | 96 |
| Q3 2025 | 97 |
| Q4 2025 | 93 |
| Q1 2026 | 86 |
| Q2 2026 | 89 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.94% |
| Q3 2024 | 16.50% |
| Q4 2024 | 17.24% |
| Q1 2025 | 16.92% |
| Q2 2025 | 17.00% |
| Q3 2025 | 17.52% |
| Q4 2025 | 18.22% |
| Q1 2026 | 17.72% |
| Q2 2026 | 18.21% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.03% |
| Q1 2026 | 0.03% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.46% |
| Q3 2024 | 1.36% |
| Q4 2024 | 1.79% |
| Q1 2025 | 1.70% |
| Q2 2025 | 1.57% |
| Q3 2025 | 1.64% |
| Q4 2025 | 1.20% |
| Q1 2026 | 0.27% |
| Q2 2026 | 0.64% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $18.5M | 18.21% | 0.00% | 0.64% | 64.7% |
| Q1 2026 | 86 | $18.8M | 17.72% | 0.03% | 0.27% | 62.2% |
| Q4 2025 | 93 | $18.2M | 18.22% | 0.03% | 1.20% | 64.8% |
| Q3 2025 | 97 | $18.7M | 17.52% | 0.00% | 1.64% | 63.0% |
| Q2 2025 | 96 | $18.8M | 17.00% | 0.00% | 1.57% | 61.4% |
| Q1 2025 | 98 | $18.5M | 16.92% | 0.00% | 1.70% | 60.7% |
| Q4 2024 | 97 | $17.7M | 17.24% | 0.00% | 1.79% | 64.9% |
| Q3 2024 | 94 | $17.7M | 16.50% | 0.00% | 1.36% | 64.2% |
| Q2 2024 | 94 | $17.9M | 15.94% | 0.00% | 1.46% | 63.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oregon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ibew/Sj Cascade Federal Credit UnionCredit union Salem, OR | 82 out of 100, Strong | $22.5M | 14.1% | 1.31% | vs |
| Emerald Empire Federal Credit UnionCredit union Springfield, OR | 73 out of 100, Strong | $28.8M | 20.2% | 0.64% | vs |
| Gateway Credit UnionCredit union Springfield, OR | 83 out of 100, Strong | $31.4M | 21.9% | 0.36% | vs |
| Radio Cab Credit UnionCredit union Portland, OR | 60 out of 100, Moderate | $3.7M | 24.9% | 2.72% | vs |
| Machinists - Boilermakers Federal Credit UnionCredit union Gladstone, OR | 52 out of 100, Below average | $3.2M | 13.6% | 2.30% | vs |
| Northwest Adventist Federal Credit UnionCredit union Portland, OR | 78 out of 100, Strong | $33.9M | 15.2% | 0.71% | vs |
Deposit insurance
Is my money safe at South Coast Ilwu Federal Credit Union?
Yes. South Coast Ilwu Federal Credit Union is a federally insured credit union (NCUA charter #9376). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.6% of shares and deposits ($543K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.21%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
South Coast Ilwu Federal Credit Union lists 1 office in 1 city. Most locations:
- North Bend, OR (1)
Identity & history
Profile
- Legal name
- South Coast Ilwu Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 9376
- RSSD ID
- 42082
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- 2438 Broadway Ave, North Bend, OR 97459
- Employees
- 4
Quick answers
South Coast Ilwu Federal Credit Union: common questions
Is South Coast Ilwu Federal Credit Union NCUA insured?
Yes. South Coast Ilwu Federal Credit Union is a federally insured credit union (NCUA charter #9376). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is South Coast Ilwu Federal Credit Union's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does South Coast Ilwu Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near North Bend
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Community Credit UnionCredit union Coquille, OR | 86 out of 100, Very strong | $1.9B | 13.3% | 0.04% | vs |
| Oregon Pacific Banking Company dba Oregon Pacific BankBank Florence, OR | 74 out of 100, Strong | $825.4M | 11.2% | 0.39% | vs |
| Banner BankBank Walla Walla, WA | 72 out of 100, Strong | $16.6B | 11.2% | 0.46% | vs |
| Columbia BankBank Roseburg, OR | 64 out of 100, Moderate | $65.4B | 9.7% | 0.57% | vs |
| First Interstate BankBank Billings, MT | 62 out of 100, Moderate | $25.8B | 9.4% | 1.12% | vs |
| Peak Credit UnionCredit union Olympia, WA | 58 out of 100, Moderate | $4.2B | 11.3% | 1.22% | vs |