Side-by-side · Q2 2026 data
South Georgia Bank vs Altamaha Federal Credit Union
Metric by metric
| Measure | South Georgia Bank | Altamaha Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 83 (stronger) |
| Capital cushion | 56 | 91 (stronger) |
| Loan quality | 95 (stronger) | 93 |
| Earnings | 94 (stronger) | 37 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 80th | 72nd |
| Total assets | $269.5M | $74.1M |
| Deposits / shares | $241.3M | $62.4M |
| Capital ratio | 10.60% | 14.05% (stronger) |
| Problem loans | 0.16% (stronger) | 0.22% |
| Net charge-offs | 0.24% (stronger) | 1.03% |
| Return on assets | 1.85% (stronger) | 0.43% |
| Loans ÷ deposits | 55.4% (stronger) | 57.8% |
| Uninsured deposits | 32.4% | 2.1% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Altamaha Federal Credit Union has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), South Georgia Bank leads on 4 and Altamaha Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.