Side-by-side · Q2 2026 data
South Georgia Bank vs Geovista Federal Credit Union
Metric by metric
| Measure | South Georgia Bank | Geovista Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 60 |
| Capital cushion | 56 (stronger) | 37 |
| Loan quality | 95 (stronger) | 64 |
| Earnings | 94 (stronger) | 43 |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 80th | 21st |
| Total assets | $269.5M | $247.2M |
| Deposits / shares | $241.3M | $224.6M |
| Capital ratio | 10.60% (stronger) | 8.68% |
| Problem loans | 0.16% (stronger) | 1.08% |
| Net charge-offs | 0.24% (stronger) | 1.11% |
| Return on assets | 1.85% (stronger) | 0.57% |
| Loans ÷ deposits | 55.4% | 44.6% (stronger) |
| Uninsured deposits | 32.4% | 2.6% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
South Georgia Bank has the higher TellerScore (81 vs 60). On the 7 directional measures above (where higher or lower is clearly better), South Georgia Bank leads on 5 and Geovista Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hinesville, GA