Side-by-side · Q2 2026 data
South Ottumwa Savings Bank vs Success Bank
Metric by metric
| Measure | South Ottumwa Savings Bank | Success Bank |
|---|---|---|
| TellerScore | 77 | 79 (stronger) |
| Capital cushion | 80 (stronger) | 72 |
| Loan quality | 72 | 89 (stronger) |
| Earnings | 76 | 87 (stronger) |
| Funding & liquidity | 70 (stronger) | 57 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 68th | 75th |
| Total assets | $565.4M | $277.1M |
| Deposits / shares | $473.9M | $236.5M |
| Capital ratio | 13.00% (stronger) | 12.22% |
| Problem loans | 0.83% | 0.33% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.40% | 1.67% (stronger) |
| Loans ÷ deposits | 67.7% (stronger) | 87.5% |
| Uninsured deposits | 35.1% | 29.2% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Success Bank has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), South Ottumwa Savings Bank leads on 2 and Success Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.