Side-by-side · Q2 2026 data
South Shop Federal Credit Union vs Joliet Municipal Employees Federal Credit Union
Credit union
Joliet Municipal Employees Federal Credit Union
Joliet, Illinois · Under $100 million in assets
Metric by metric
| Measure | South Shop Federal Credit Union | Joliet Municipal Employees Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 53 (stronger) | 31 |
| Earnings | 56 (stronger) | 46 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 95 (stronger) | 79 |
| Peer percentile | 62nd | 16th |
| Total assets | $11.1M | $11.1M |
| Deposits / shares | $8.6M | $9.9M |
| Capital ratio | 22.42% (stronger) | 11.12% |
| Problem loans | 1.42% (stronger) | 2.08% |
| Net charge-offs | 0.72% | 0.06% (stronger) |
| Return on assets | 0.91% (stronger) | 0.64% |
| Loans ÷ deposits | 51.3% (stronger) | 63.4% |
| Uninsured deposits | 0.0% (stronger) | 24.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
South Shop Federal Credit Union has the higher TellerScore (79 vs 56). On the 7 directional measures above (where higher or lower is clearly better), South Shop Federal Credit Union leads on 6 and Joliet Municipal Employees Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.