South Shop Federal Credit Union is a federal credit union headquartered in Alsip, Illinois, in business for about 88 years. At the end of Q2 2026 it reported $11.1M in total assets and $8.6M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, South Shop Federal Credit Union scores 79/100, which we describe as strong. That is higher than 62% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 81st. Its strongest component is capital cushion (100/100; 22.42%), and its lowest is loan quality (53/100; 1.42%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (83 → 79), mostly because the earnings component weakened by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 82 |
| Q4 2024 | 83 |
| Q1 2025 | 82 |
| Q2 2025 | 83 |
| Q3 2025 | 83 |
| Q4 2025 | 77 |
| Q1 2026 | 78 |
| Q2 2026 | 79 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.43% |
| Q3 2024 | 20.06% |
| Q4 2024 | 20.17% |
| Q1 2025 | 20.45% |
| Q2 2025 | 20.84% |
| Q3 2025 | 20.96% |
| Q4 2025 | 21.53% |
| Q1 2026 | 21.86% |
| Q2 2026 | 22.42% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.71% |
| Q3 2024 | 0.97% |
| Q4 2024 | 0.49% |
| Q1 2025 | 1.20% |
| Q2 2025 | 1.18% |
| Q3 2025 | 1.11% |
| Q4 2025 | 1.70% |
| Q1 2026 | 1.61% |
| Q2 2026 | 1.42% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.69% |
| Q3 2024 | 0.76% |
| Q4 2024 | 0.41% |
| Q1 2025 | 1.07% |
| Q2 2025 | 1.14% |
| Q3 2025 | 1.04% |
| Q4 2025 | 0.97% |
| Q1 2026 | 0.94% |
| Q2 2026 | 0.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $11.1M | 22.42% | 1.42% | 0.91% | 51.3% |
| Q1 2026 | 78 | $11.3M | 21.86% | 1.61% | 0.94% | 51.1% |
| Q4 2025 | 77 | $11.3M | 21.53% | 1.70% | 0.97% | 52.8% |
| Q3 2025 | 83 | $11.5M | 20.96% | 1.11% | 1.04% | 50.4% |
| Q2 2025 | 83 | $11.5M | 20.84% | 1.18% | 1.14% | 52.0% |
| Q1 2025 | 82 | $11.5M | 20.45% | 1.20% | 1.07% | 51.3% |
| Q4 2024 | 83 | $11.5M | 20.17% | 0.49% | 0.41% | 50.6% |
| Q3 2024 | 82 | $11.7M | 20.06% | 0.97% | 0.76% | 48.8% |
| Q2 2024 | 83 | $11.9M | 19.43% | 0.71% | 0.69% | 48.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Joliet Municipal Employees Federal Credit UnionCredit union Joliet, IL | 56 out of 100, Moderate | $11.1M | 11.1% | 2.08% | vs |
| Paris Hi-Way Credit UnionCredit union Paris, IL | 100 out of 100, Very strong | $11.3M | 15.8% | 0.00% | vs |
| Maternity B.V.M. Credit UnionCredit union Bourbonnais, IL | 79 out of 100, Strong | $11.3M | 12.8% | 0.00% | vs |
| Funeral Service Credit UnionCredit union Springfield, IL | 73 out of 100, Strong | $10.7M | 17.9% | 0.72% | vs |
| Chicago'S Bravest Credit UnionCredit union Chicago, IL | 83 out of 100, Strong | $10.6M | 21.3% | 0.93% | vs |
| Kankakee Federation of Teachers Credit UnionCredit union Kankakee, IL | 56 out of 100, Moderate | $10.6M | 12.6% | 4.04% | vs |
Deposit insurance
Is my money safe at South Shop Federal Credit Union?
Yes. South Shop Federal Credit Union is a federally insured credit union (NCUA charter #2682). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 22.42%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
South Shop Federal Credit Union lists 1 office in 1 city. Most locations:
- Alsip, IL (1)
Identity & history
Profile
- Legal name
- South Shop Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 2682
- RSSD ID
- 696971
- Primary regulator
- NCUA
- Established
- 1938
- Headquarters
- 3737 W 127th St, Alsip, IL 60803
- Employees
- 5
Quick answers
South Shop Federal Credit Union: common questions
Is South Shop Federal Credit Union NCUA insured?
Yes. South Shop Federal Credit Union is a federally insured credit union (NCUA charter #2682). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is South Shop Federal Credit Union's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does South Shop Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Alsip
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| Trinity U.C.C. Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $4.2M | 16.5% | 0.00% | vs |