Side-by-side · Q2 2026 data
South Story Bank & Trust vs Liberty National Bank
Metric by metric
| Measure | South Story Bank & Trust | Liberty National Bank |
|---|---|---|
| TellerScore | 57 | 71 (stronger) |
| Capital cushion | 59 (stronger) | 53 |
| Loan quality | 74 | 100 (stronger) |
| Earnings | 46 | 70 (stronger) |
| Funding & liquidity | 19 | 39 (stronger) |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 14th | 47th |
| Total assets | $623.9M | $624.4M |
| Deposits / shares | $491.3M | $457.3M |
| Capital ratio | 10.93% (stronger) | 10.31% |
| Problem loans | 0.78% | 0.00% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 0.65% | 1.26% (stronger) |
| Loans ÷ deposits | 115.1% | 101.5% (stronger) |
| Uninsured deposits | 43.3% | 32.7% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.8% | 5.4% |
Liberty National Bank has the higher TellerScore (71 vs 57). On the 7 directional measures above (where higher or lower is clearly better), South Story Bank & Trust leads on 1 and Liberty National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.