Side-by-side · Q2 2026 data
South Texas Regional Federal Credit Union vs Skel-Tex Credit Union
Credit union
South Texas Regional Federal Credit Union
Laredo, Texas · Under $100 million in assets
Metric by metric
| Measure | South Texas Regional Federal Credit Union | Skel-Tex Credit Union |
|---|---|---|
| TellerScore | 83 | 83 |
| Capital cushion | 100 | 100 |
| Loan quality | 95 (stronger) | 79 |
| Earnings | 39 | 42 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 72nd | 72nd |
| Total assets | $5.7M | $6.2M |
| Deposits / shares | $4.8M | $4.8M |
| Capital ratio | 15.47% | 21.47% (stronger) |
| Problem loans | 0.15% (stronger) | 0.64% |
| Net charge-offs | 0.16% | 0.00% (stronger) |
| Return on assets | 0.47% | 0.54% (stronger) |
| Loans ÷ deposits | 80.5% | 54.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 5 directional measures above (where higher or lower is clearly better), South Texas Regional Federal Credit Union leads on 1 and Skel-Tex Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.