Side-by-side · Q2 2026 data
Southbridge Credit Union vs Allcom Credit Union
Metric by metric
| Measure | Southbridge Credit Union | Allcom Credit Union |
|---|---|---|
| TellerScore | 68 | 85 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 92 | 98 (stronger) |
| Earnings | 37 (stronger) | 34 |
| Funding & liquidity | 75 | 91 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 45th | 77th |
| Total assets | $242.4M | $81.8M |
| Deposits / shares | $212.5M | $67.8M |
| Capital ratio | 10.62% | 16.60% (stronger) |
| Problem loans | 0.23% | 0.07% (stronger) |
| Net charge-offs | 0.16% | 0.09% (stronger) |
| Return on assets | 0.42% (stronger) | 0.36% |
| Loans ÷ deposits | 85.2% | 69.3% (stronger) |
| Uninsured deposits | 6.8% | 3.5% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.8% | — |
Allcom Credit Union has the higher TellerScore (85 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Southbridge Credit Union leads on 1 and Allcom Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.