Side-by-side · Q2 2026 data
Southbridge Credit Union vs Alltrust Credit Union
Metric by metric
| Measure | Southbridge Credit Union | Alltrust Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 25 |
| Capital cushion | 56 (stronger) | 35 |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 37 (stronger) | 0 |
| Funding & liquidity | 75 (stronger) | 72 |
| Problem-loan coverage | 97 (stronger) | 35 |
| Peer percentile | 45th | 0th |
| Total assets | $242.4M | $280.2M |
| Deposits / shares | $212.5M | $242.0M |
| Capital ratio | 10.62% (stronger) | 8.46% |
| Problem loans | 0.23% (stronger) | 3.57% |
| Net charge-offs | 0.16% (stronger) | 1.05% |
| Return on assets | 0.42% (stronger) | -1.06% |
| Loans ÷ deposits | 85.2% (stronger) | 88.7% |
| Uninsured deposits | 6.8% (stronger) | 7.5% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.8% | 24.1% |
Southbridge Credit Union has the higher TellerScore (68 vs 25). On the 7 directional measures above (where higher or lower is clearly better), Southbridge Credit Union leads on 7 and Alltrust Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.