Alltrust Credit Union is a federally insured state-chartered credit union headquartered in Fairhaven, Massachusetts, in business for about 104 years. At the end of Q2 2026 it reported $280.2M in total assets and $242.0M in member shares and deposits, with 4 offices.
Based on its Q2 2026 filing, Alltrust Credit Union scores 25/100, which we describe as low. That is higher than only 0% of 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Massachusetts, it ranks 121st. Its strongest component is funding & liquidity (72/100; 89% loans-to-deposits, 7% uninsured), and its lowest is earnings (0/100; -1.06%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (24 → 25).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 33 |
| Q3 2024 | 49 |
| Q4 2024 | 49 |
| Q1 2025 | 29 |
| Q2 2025 | 24 |
| Q3 2025 | 24 |
| Q4 2025 | 24 |
| Q1 2026 | 27 |
| Q2 2026 | 25 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.49% |
| Q3 2024 | 9.63% |
| Q4 2024 | 9.42% |
| Q1 2025 | 8.90% |
| Q2 2025 | 8.82% |
| Q3 2025 | 8.71% |
| Q4 2025 | 8.58% |
| Q1 2026 | 8.58% |
| Q2 2026 | 8.46% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.63% |
| Q3 2024 | 1.19% |
| Q4 2024 | 1.19% |
| Q1 2025 | 2.71% |
| Q2 2025 | 3.67% |
| Q3 2025 | 3.84% |
| Q4 2025 | 4.14% |
| Q1 2026 | 3.65% |
| Q2 2026 | 3.57% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.05% |
| Q4 2024 | -0.05% |
| Q1 2025 | -1.73% |
| Q2 2025 | -1.60% |
| Q3 2025 | -1.44% |
| Q4 2025 | -1.55% |
| Q1 2026 | -0.27% |
| Q2 2026 | -1.06% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 25 | $280.2M | 8.46% | 3.57% | -1.06% | 88.7% |
| Q1 2026 | 27 | $291.3M | 8.58% | 3.65% | -0.27% | 89.4% |
| Q4 2025 | 24 | $293.5M | 8.58% | 4.14% | -1.55% | 90.7% |
| Q3 2025 | 24 | $303.8M | 8.71% | 3.84% | -1.44% | 93.3% |
| Q2 2025 | 24 | $309.5M | 8.82% | 3.67% | -1.60% | 97.0% |
| Q1 2025 | 29 | $318.8M | 8.90% | 2.71% | -1.73% | 98.3% |
| Q4 2024 | 49 | $316.0M | 9.42% | 1.19% | -0.05% | 102.2% |
| Q3 2024 | 49 | $311.6M | 9.63% | 1.19% | 0.05% | 110.9% |
| Q2 2024 | 33 | $315.0M | 9.49% | 2.63% | 0.00% | 114.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Holyoke Credit UnionCredit union Holyoke, MA | 53 out of 100, Below average | $296.4M | 9.2% | 1.42% | vs |
| Somerset Federal Credit UnionCredit union Somerset, MA | 78 out of 100, Strong | $263.3M | 12.5% | 0.19% | vs |
| Tremont Credit UnionCredit union Boston, MA | 55 out of 100, Moderate | $256.5M | 10.6% | 1.43% | vs |
| Shrewsbury Federal Credit UnionCredit union Shrewsbury, MA | 69 out of 100, Moderate | $249.4M | 8.7% | 0.35% | vs |
| Luso Federal Credit UnionCredit union Ludlow, MA | 61 out of 100, Moderate | $244.6M | 11.1% | 1.10% | vs |
| Fall River Municipal Credit UnionCredit union Fall River, MA | 62 out of 100, Moderate | $316.5M | 9.5% | 0.47% | vs |
Deposit insurance
Is my money safe at Alltrust Credit Union?
Yes. Alltrust Credit Union is a federally insured credit union (NCUA charter #67481). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.5% of shares and deposits ($18.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 8.46%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Alltrust Credit Union lists 4 offices in 4 cities. Most locations:
- Fairhaven, MA (1)
- Fall River, MA (1)
- New Bedford, MA (1)
- Seekonk, MA (1)
HMDA 2025
Mortgage lending
In 2025, Alltrust Credit Union reported 36 home-loan applications under HMDA (LEI 2549004PVBWPAZBFE759): 22 originated ($4,130,000 total), 7 denied, and 7 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Alltrust Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67481
- RSSD ID
- 215297
- Primary regulator
- State + NCUA
- Established
- 1922
- Headquarters
- 123 Alden Rd, Fairhaven, MA 02719
- Employees
- 45
Quick answers
Alltrust Credit Union: common questions
Is Alltrust Credit Union NCUA insured?
Yes. Alltrust Credit Union is a federally insured credit union (NCUA charter #67481). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Alltrust Credit Union's TellerScore?
25 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Alltrust Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fairhaven
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Citizens' Federal Credit UnionCredit union Fairhaven, MA | 83 out of 100, Strong | $705.9M | 20.2% | 0.77% | vs |
| Somerset Federal Credit UnionCredit union Somerset, MA | 78 out of 100, Strong | $263.3M | 12.5% | 0.19% | vs |
| Mechanics Cooperative BankBank Taunton, MA | 77 out of 100, Strong | $898.8M | 12.4% | 0.03% | vs |
| Sharon & Crescent United Credit UnionCredit union Sharon, MA | 76 out of 100, Strong | $1.4B | 12.8% | 0.43% | vs |
| Westport Federal Credit UnionCredit union Westport, MA | 75 out of 100, Strong | $82.2M | 9.9% | 0.37% | vs |
| St. Anthony of Padua Federal Credit UnionCredit union Fall River, MA | 75 out of 100, Strong | $38.4M | 19.6% | 1.91% | vs |