Side-by-side · Q2 2026 data
Southbridge Credit Union vs Tremont Credit Union
Metric by metric
| Measure | Southbridge Credit Union | Tremont Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 55 |
| Capital cushion | 56 | 56 |
| Loan quality | 92 (stronger) | 52 |
| Earnings | 37 (stronger) | 25 |
| Funding & liquidity | 75 | 81 (stronger) |
| Problem-loan coverage | 97 (stronger) | 82 |
| Peer percentile | 45th | 12th |
| Total assets | $242.4M | $256.5M |
| Deposits / shares | $212.5M | $216.8M |
| Capital ratio | 10.62% (stronger) | 10.61% |
| Problem loans | 0.23% (stronger) | 1.43% |
| Net charge-offs | 0.16% (stronger) | 0.20% |
| Return on assets | 0.42% (stronger) | 0.14% |
| Loans ÷ deposits | 85.2% | 79.7% (stronger) |
| Uninsured deposits | 6.8% (stronger) | 12.0% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.8% | 13.3% |
Southbridge Credit Union has the higher TellerScore (68 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Southbridge Credit Union leads on 6 and Tremont Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.