Tremont Credit Union (NCUA charter #68349) is based in Boston, Massachusetts. Its Q2 2026 call report shows $256.5M in total assets and $216.8M in member shares and deposits and 4 offices.
Based on its Q2 2026 filing, Tremont Credit Union scores 55/100, which we describe as moderate. That is higher than only 12% of 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Massachusetts, it ranks 108th. Its strongest component is problem-loan coverage (82/100; 9.1%), and its lowest is earnings (25/100; 0.14%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (50 → 55), mostly because the loan quality component improved by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 49 |
| Q3 2024 | 45 |
| Q4 2024 | 42 |
| Q1 2025 | 54 |
| Q2 2025 | 50 |
| Q3 2025 | 52 |
| Q4 2025 | 53 |
| Q1 2026 | 61 |
| Q2 2026 | 55 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.38% |
| Q3 2024 | 10.20% |
| Q4 2024 | 10.22% |
| Q1 2025 | 10.05% |
| Q2 2025 | 10.26% |
| Q3 2025 | 10.35% |
| Q4 2025 | 10.34% |
| Q1 2026 | 10.49% |
| Q2 2026 | 10.61% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.35% |
| Q3 2024 | 1.77% |
| Q4 2024 | 2.20% |
| Q1 2025 | 1.42% |
| Q2 2025 | 2.07% |
| Q3 2025 | 1.90% |
| Q4 2025 | 1.67% |
| Q1 2026 | 0.83% |
| Q2 2026 | 1.43% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.49% |
| Q3 2024 | -0.43% |
| Q4 2024 | -0.25% |
| Q1 2025 | 0.23% |
| Q2 2025 | 0.35% |
| Q3 2025 | 0.36% |
| Q4 2025 | 0.29% |
| Q1 2026 | 0.16% |
| Q2 2026 | 0.14% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 55 | $256.5M | 10.61% | 1.43% | 0.14% | 79.7% |
| Q1 2026 | 61 | $258.7M | 10.49% | 0.83% | 0.16% | 78.8% |
| Q4 2025 | 53 | $261.5M | 10.34% | 1.67% | 0.29% | 78.2% |
| Q3 2025 | 52 | $260.8M | 10.35% | 1.90% | 0.36% | 79.0% |
| Q2 2025 | 50 | $263.8M | 10.26% | 2.07% | 0.35% | 80.3% |
| Q1 2025 | 54 | $266.2M | 10.05% | 1.42% | 0.23% | 81.6% |
| Q4 2024 | 42 | $260.5M | 10.22% | 2.20% | -0.25% | 85.9% |
| Q3 2024 | 45 | $259.0M | 10.20% | 1.77% | -0.43% | 87.2% |
| Q2 2024 | 49 | $256.6M | 10.38% | 1.35% | -0.49% | 90.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Somerset Federal Credit UnionCredit union Somerset, MA | 78 out of 100, Strong | $263.3M | 12.5% | 0.19% | vs |
| Shrewsbury Federal Credit UnionCredit union Shrewsbury, MA | 69 out of 100, Moderate | $249.4M | 8.7% | 0.35% | vs |
| Luso Federal Credit UnionCredit union Ludlow, MA | 61 out of 100, Moderate | $244.6M | 11.1% | 1.10% | vs |
| Southbridge Credit UnionCredit union Southbridge, MA | 68 out of 100, Moderate | $242.4M | 10.6% | 0.23% | vs |
| Alltrust Credit UnionCredit union Fairhaven, MA | 25 out of 100, Low | $280.2M | 8.5% | 3.57% | vs |
| Greater Springfield Credit UnionCredit union Springfield, MA | 94 out of 100, Very strong | $230.3M | 19.7% | 0.45% | vs |
Deposit insurance
Is my money safe at Tremont Credit Union?
Yes. Tremont Credit Union is a federally insured credit union (NCUA charter #68349). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 12.0% of shares and deposits ($25.9M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.61%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Tremont Credit Union lists 4 offices in 3 cities. Most locations:
- Milton, MA (2)
- Dorchester, MA (1)
- Roslindale, MA (1)
HMDA 2025
Mortgage lending
In 2025, Tremont Credit Union reported 49 home-loan applications under HMDA (LEI 549300SH2PPMV71O6830): 35 originated ($16,945,000 total), 6 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Tremont Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68349
- RSSD ID
- 391285
- Primary regulator
- State + NCUA
- Established
- 1952
- Headquarters
- P.O. Box 220730, Boston, MA 02122
- Employees
- 57
Quick answers
Tremont Credit Union: common questions
Is Tremont Credit Union NCUA insured?
Yes. Tremont Credit Union is a federally insured credit union (NCUA charter #68349). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Tremont Credit Union's TellerScore?
55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Tremont Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Boston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alpha Credit UnionCredit union Boston, MA | 97 out of 100, Very strong | $35.1M | 18.8% | 0.14% | vs |
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA | 92 out of 100, Very strong | $14.2M | 25.8% | 0.27% | vs |
| Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA | 92 out of 100, Very strong | $7.4M | 19.6% | 0.00% | vs |
| Watertown Municipal Credit UnionCredit union Watertown, MA | 91 out of 100, Very strong | $9.7M | 36.9% | 0.00% | vs |
| NorthEast Community BankBank White Plains, NY | 90 out of 100, Very strong | $2.1B | 17.3% | 0.00% | vs |