Side-by-side · Q2 2026 data
Southeastern Arizona Federal Credit Union vs Alhambra Credit Union
Credit union
Southeastern Arizona Federal Credit Union
Douglas, Arizona · Under $100 million in assets
Metric by metric
| Measure | Southeastern Arizona Federal Credit Union | Alhambra Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 80 (stronger) | 71 |
| Earnings | 100 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 97 (stronger) | 88 |
| Peer percentile | 96th | 19th |
| Total assets | $48.3M | $33.8M |
| Deposits / shares | $40.8M | $30.6M |
| Capital ratio | 15.05% (stronger) | 9.20% |
| Problem loans | 0.61% (stronger) | 0.86% |
| Net charge-offs | 0.61% | 0.53% (stronger) |
| Return on assets | 2.27% (stronger) | 0.13% |
| Loans ÷ deposits | 47.7% (stronger) | 71.6% |
| Uninsured deposits | 3.1% (stronger) | 5.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southeastern Arizona Federal Credit Union has the higher TellerScore (95 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Southeastern Arizona Federal Credit Union leads on 6 and Alhambra Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.