Side-by-side · Q2 2026 data
Southeastern Bank vs Altamaha Federal Credit Union
Metric by metric
| Measure | Southeastern Bank | Altamaha Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 83 |
| Capital cushion | 84 | 91 (stronger) |
| Loan quality | 87 | 93 (stronger) |
| Earnings | 89 (stronger) | 37 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 90th | 72nd |
| Total assets | $624.9M | $74.1M |
| Deposits / shares | $544.1M | $62.4M |
| Capital ratio | 13.42% | 14.05% (stronger) |
| Problem loans | 0.38% | 0.22% (stronger) |
| Net charge-offs | -0.04% (stronger) | 1.03% |
| Return on assets | 1.71% (stronger) | 0.43% |
| Loans ÷ deposits | 77.6% | 57.8% (stronger) |
| Uninsured deposits | 17.3% | 2.1% (stronger) |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Southeastern Bank has the higher TellerScore (86 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Southeastern Bank leads on 3 and Altamaha Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.