Side-by-side · Q2 2026 data
Southeastern Bank vs EverBank, National Association
Metric by metric
| Measure | Southeastern Bank | EverBank, National Association |
|---|---|---|
| TellerScore | 86 (stronger) | 54 |
| Capital cushion | 84 (stronger) | 40 |
| Loan quality | 87 (stronger) | 53 |
| Earnings | 89 (stronger) | 60 |
| Funding & liquidity | 80 (stronger) | 63 |
| Problem-loan coverage | 96 (stronger) | 77 |
| Peer percentile | 90th | 13th |
| Total assets | $624.9M | $46.7B |
| Deposits / shares | $544.1M | $37.8B |
| Capital ratio | 13.42% (stronger) | 9.05% |
| Problem loans | 0.38% (stronger) | 1.42% |
| Net charge-offs | -0.04% (stronger) | 0.02% |
| Return on assets | 1.71% (stronger) | 1.00% |
| Loans ÷ deposits | 77.6% (stronger) | 97.2% |
| Uninsured deposits | 17.3% | 13.5% (stronger) |
| Offices | 11 | 39 |
| CFPB complaints (3 yrs) | — | 228 |
| Complaints per $1B deposits | — | 6.0 |
| Mortgage denial rate (HMDA) | 2.2% | 7.4% |
Southeastern Bank has the higher TellerScore (86 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Southeastern Bank leads on 6 and EverBank, National Association on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.