Side-by-side · Q2 2026 data
Southeastern Bank vs First State Bank of Blakely
Metric by metric
| Measure | Southeastern Bank | First State Bank of Blakely |
|---|---|---|
| TellerScore | 86 (stronger) | 65 |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 87 (stronger) | 0 |
| Earnings | 89 | 92 (stronger) |
| Funding & liquidity | 80 (stronger) | 61 |
| Problem-loan coverage | 96 (stronger) | 76 |
| Peer percentile | 90th | 29th |
| Total assets | $624.9M | $668.2M |
| Deposits / shares | $544.1M | $533.3M |
| Capital ratio | 13.42% | 19.19% (stronger) |
| Problem loans | 0.38% (stronger) | 3.36% |
| Net charge-offs | -0.04% (stronger) | -0.00% |
| Return on assets | 1.71% | 1.79% (stronger) |
| Loans ÷ deposits | 77.6% (stronger) | 84.0% |
| Uninsured deposits | 17.3% (stronger) | 28.5% |
| Offices | 11 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Southeastern Bank has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Southeastern Bank leads on 5 and First State Bank of Blakely on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.