Side-by-side · Q2 2026 data
Southeastern Bank vs Jax Fire Credit Union
Metric by metric
| Measure | Southeastern Bank | Jax Fire Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 78 |
| Capital cushion | 84 (stronger) | 83 |
| Loan quality | 87 (stronger) | 81 |
| Earnings | 89 (stronger) | 39 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 90th | 59th |
| Total assets | $624.9M | $40.4M |
| Deposits / shares | $544.1M | $34.9M |
| Capital ratio | 13.42% (stronger) | 13.26% |
| Problem loans | 0.38% (stronger) | 0.57% |
| Net charge-offs | -0.04% (stronger) | 0.14% |
| Return on assets | 1.71% (stronger) | 0.47% |
| Loans ÷ deposits | 77.6% | 46.9% (stronger) |
| Uninsured deposits | 17.3% | 9.9% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Southeastern Bank has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Southeastern Bank leads on 5 and Jax Fire Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.