Side-by-side · Q2 2026 data
Southern Bancorp Bank vs BankPlus
Metric by metric
| Measure | Southern Bancorp Bank | BankPlus |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 69 (stronger) | 58 |
| Loan quality | 53 | 79 (stronger) |
| Earnings | 56 | 71 (stronger) |
| Funding & liquidity | 49 | 70 (stronger) |
| Problem-loan coverage | 84 | 91 (stronger) |
| Peer percentile | 24th | 63rd |
| Total assets | $3.0B | $8.4B |
| Deposits / shares | $2.3B | $7.3B |
| Capital ratio | 11.85% (stronger) | 10.84% |
| Problem loans | 1.42% | 0.64% (stronger) |
| Net charge-offs | 0.12% | 0.05% (stronger) |
| Return on assets | 0.89% | 1.27% (stronger) |
| Loans ÷ deposits | 83.8% (stronger) | 86.3% |
| Uninsured deposits | 39.2% | 18.5% (stronger) |
| Offices | 47 | 73 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.4% | 12.2% |
BankPlus has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Southern Bancorp Bank leads on 2 and BankPlus on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Madison, MS
- Canton, MS
- Hernando, MS
- Olive Branch, MS