Side-by-side · Q2 2026 data
Southern Bank vs Verimore Bank
Metric by metric
| Measure | Southern Bank | Verimore Bank |
|---|---|---|
| TellerScore | 70 | 76 (stronger) |
| Capital cushion | 54 | 56 (stronger) |
| Loan quality | 79 | 91 (stronger) |
| Earnings | 81 | 97 (stronger) |
| Funding & liquidity | 58 (stronger) | 51 |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 58th | 64th |
| Total assets | $5.2B | $639.1M |
| Deposits / shares | $4.4B | $549.5M |
| Capital ratio | 10.45% | 10.62% (stronger) |
| Problem loans | 0.63% | 0.26% (stronger) |
| Net charge-offs | 0.22% | -0.01% (stronger) |
| Return on assets | 1.53% | 1.92% (stronger) |
| Loans ÷ deposits | 98.1% | 93.6% (stronger) |
| Uninsured deposits | 18.9% (stronger) | 29.6% |
| Offices | 64 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 9.9% |
Verimore Bank has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Southern Bank leads on 1 and Verimore Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kansas City, MO
- Brookfield, MO
- Kearney, MO