Side-by-side · Q2 2026 data
Southern Chautauqua Federal Credit Union vs Ukrainian National Federal Credit Union
Credit union
Southern Chautauqua Federal Credit Union
Lakewood, New York · $100 million – $1 billion
Credit union
Ukrainian National Federal Credit Union
New York, New York · $100 million – $1 billion
Metric by metric
| Measure | Southern Chautauqua Federal Credit Union | Ukrainian National Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 46 (stronger) | 28 |
| Earnings | 85 (stronger) | 21 |
| Funding & liquidity | 74 | 77 (stronger) |
| Problem-loan coverage | 87 (stronger) | 75 |
| Peer percentile | 74th | 10th |
| Total assets | $163.1M | $155.1M |
| Deposits / shares | $134.8M | $135.0M |
| Capital ratio | 17.58% (stronger) | 12.76% |
| Problem loans | 1.61% (stronger) | 2.16% |
| Net charge-offs | 0.63% | 0.01% (stronger) |
| Return on assets | 1.62% (stronger) | 0.03% |
| Loans ÷ deposits | 85.9% | 83.6% (stronger) |
| Uninsured deposits | 5.3% (stronger) | 7.9% |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Southern Chautauqua Federal Credit Union has the higher TellerScore (78 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Southern Chautauqua Federal Credit Union leads on 5 and Ukrainian National Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.