TellerScore

Ukrainian National Federal Credit Union (NCUA charter #17107) is based in New York, New York. Its Q2 2026 call report shows $155.1M in total assets and $135.0M in member shares and deposits and 4 offices across 2 states.

Based on its Q2 2026 filing, Ukrainian National Federal Credit Union scores 54/100, which we describe as below average. That is higher than only 10% of 1,341 credit unions with $100 million – $1 billion. Among 268 credit unions headquartered in New York, it ranks 226th. Its strongest component is capital cushion (78/100; 12.76%), and its lowest is earnings (21/100; 0.03%).

TellerScore · Q2 2026

Scorecard

Capital cushion78/100
Net worth ratio: 12.76%
Loan quality28/100
Loans 60+ days delinquent ÷ total loans: 2.16%
Earnings21/100
Return on assets (annualized): 0.03%
Funding & liquidity77/100
Loans ÷ shares: 83.6% · 7.9% uninsured
Problem-loan coverage75/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 12.29%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (58 → 54), mostly because the loan quality component weakened by 11 points.

TellerScore
546270Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202467
Q4 202458
Q1 202570
Q2 202558
Q3 202558
Q4 202567
Q1 202668
Q2 202654
Net worth ratio
7.00%9.96%12.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.92%
Q3 202412.76%
Q4 202412.58%
Q1 202512.54%
Q2 202512.76%
Q3 202512.67%
Q4 202512.73%
Q1 202612.75%
Q2 202612.76%
Delinquent loans (60+ days)
0.43%1.29%2.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.76%
Q3 20240.76%
Q4 20241.58%
Q1 20250.43%
Q2 20251.84%
Q3 20251.87%
Q4 20250.85%
Q1 20260.69%
Q2 20262.16%
Return on assets
0.03%0.13%0.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.04%
Q3 20240.07%
Q4 20240.08%
Q1 20250.18%
Q2 20250.22%
Q3 20250.24%
Q4 20250.23%
Q1 20260.03%
Q2 20260.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$155.1M12.76%2.16%0.03%83.6%
Q1 202668$155.1M12.75%0.69%0.03%83.3%
Q4 202567$155.2M12.73%0.85%0.23%84.7%
Q3 202558$155.3M12.67%1.87%0.24%84.2%
Q2 202558$153.4M12.76%1.84%0.22%85.5%
Q1 202570$155.3M12.54%0.43%0.18%85.1%
Q4 202458$154.3M12.58%1.58%0.08%86.1%
Q3 202467$151.7M12.76%0.76%0.07%86.7%
Q2 202467$149.5M12.92%0.76%0.04%87.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.76%
67th
Problem loans2.16%
5th
Net charge-offs0.01%
96th
Return on assets0.03%
5th
Loans to deposits83.6%
32nd
Uninsured deposits7.9%
31st
Loan-loss reserves0.00%
50th
Texas ratio12.3%
8th

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Oswego County Federal Credit UnionCredit union Oswego, NY63 out of 100, Moderate$152.5M12.1%2.06%vs
Great Erie Federal Credit UnionCredit union Orchard Park, NY80 out of 100, Strong$149.6M12.4%0.47%vs
Town of Hempstead Employees Federal Credit UnionCredit union North Baldwin, NY56 out of 100, Moderate$149.4M8.0%1.39%vs
Alternatives Federal Credit UnionCredit union Ithaca, NY29 out of 100, Low$161.4M8.8%4.71%vs
Syracuse Fire Department Employees Federal Credit UnionCredit union Syracuse, NY89 out of 100, Very strong$147.4M15.2%0.95%vs
Southern Chautauqua Federal Credit UnionCredit union Lakewood, NY78 out of 100, Strong$163.1M17.6%1.61%vs

Deposit insurance

Is my money safe at Ukrainian National Federal Credit Union?

Yes. Ukrainian National Federal Credit Union is a federally insured credit union (NCUA charter #17107). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.9% of shares and deposits ($10.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.76%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Ukrainian National Federal Credit Union lists 4 offices in 4 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Ukrainian National Federal Credit Union reported 21 home-loan applications under HMDA (LEI 549300CJDUFKEK0WMB04): 21 originated ($6,155,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Ukrainian National Federal Credit Union
Type
Federal credit union
NCUA charter #
17107
RSSD ID
414081
Primary regulator
NCUA
Established
1965
Headquarters
Po Box 160, Cooper Station, New York, NY 10276
Employees
31

Quick answers

Ukrainian National Federal Credit Union: common questions

Is Ukrainian National Federal Credit Union NCUA insured?

Yes. Ukrainian National Federal Credit Union is a federally insured credit union (NCUA charter #17107). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ukrainian National Federal Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ukrainian National Federal Credit Union have?

4 offices as of the latest NCUA data, in 2 states.

Nearby

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