Side-by-side · Q2 2026 data
Southern Credit Union vs Gateway Credit Union
Metric by metric
| Measure | Southern Credit Union | Gateway Credit Union |
|---|---|---|
| TellerScore | 43 | 60 (stronger) |
| Capital cushion | 68 (stronger) | 34 |
| Loan quality | 0 | 77 (stronger) |
| Earnings | 0 | 40 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 76 | 88 (stronger) |
| Peer percentile | 4th | 22nd |
| Total assets | $18.1M | $16.3M |
| Deposits / shares | $15.9M | $14.8M |
| Capital ratio | 11.81% (stronger) | 8.41% |
| Problem loans | 3.48% | 0.70% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.78% |
| Return on assets | -0.69% | 0.51% (stronger) |
| Loans ÷ deposits | 46.0% (stronger) | 67.7% |
| Uninsured deposits | 6.6% | 0.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gateway Credit Union has the higher TellerScore (60 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Southern Credit Union leads on 3 and Gateway Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.