Side-by-side · Q2 2026 data
Southern Energy Credit Union vs Max Credit Union
Metric by metric
| Measure | Southern Energy Credit Union | Max Credit Union |
|---|---|---|
| TellerScore | 84 | 89 (stronger) |
| Capital cushion | 96 (stronger) | 95 |
| Loan quality | 92 (stronger) | 77 |
| Earnings | 39 | 84 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 93rd | 97th |
| Total assets | $3.6B | $2.4B |
| Deposits / shares | $3.2B | $2.1B |
| Capital ratio | 14.59% (stronger) | 14.52% |
| Problem loans | 0.23% (stronger) | 0.68% |
| Net charge-offs | 0.13% (stronger) | 0.45% |
| Return on assets | 0.46% | 1.60% (stronger) |
| Loans ÷ deposits | 29.8% (stronger) | 56.2% |
| Uninsured deposits | 20.9% | 8.0% (stronger) |
| Offices | 24 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.0% |
Max Credit Union has the higher TellerScore (89 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Southern Energy Credit Union leads on 4 and Max Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.