Side-by-side · Q2 2026 data
Southern Gas Federal Credit Union vs Fort Roots Federal Credit Union
Credit union
Southern Gas Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Credit union
Fort Roots Federal Credit Union
North Little Ro, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Southern Gas Federal Credit Union | Fort Roots Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 33 | 42 (stronger) |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 70th | 42nd |
| Total assets | $5.7M | $6.9M |
| Deposits / shares | $4.2M | $5.9M |
| Capital ratio | 26.10% (stronger) | 13.34% |
| Problem loans | 0.00% (stronger) | 1.43% |
| Net charge-offs | -1.00% (stronger) | -0.03% |
| Return on assets | 0.33% | 0.56% (stronger) |
| Loans ÷ deposits | 93.9% | 43.2% (stronger) |
| Uninsured deposits | 6.8% | 5.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southern Gas Federal Credit Union has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Southern Gas Federal Credit Union leads on 4 and Fort Roots Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.