Side-by-side · Q2 2026 data
Southern Hills Community Bank vs Homeland Credit Union
Metric by metric
| Measure | Southern Hills Community Bank | Homeland Credit Union |
|---|---|---|
| TellerScore | 71 | 82 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 47 | 63 (stronger) |
| Earnings | 45 | 57 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 96 (stronger) |
| Peer percentile | 47th | 82nd |
| Total assets | $209.6M | $624.2M |
| Deposits / shares | $179.5M | $547.3M |
| Capital ratio | 13.77% | 15.79% (stronger) |
| Problem loans | 1.58% | 1.10% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.89% |
| Return on assets | 0.62% | 0.93% (stronger) |
| Loans ÷ deposits | 57.2% | 30.5% (stronger) |
| Uninsured deposits | 14.9% | 7.6% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | 33.3% |
Homeland Credit Union has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Southern Hills Community Bank leads on 1 and Homeland Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Greenfield, OH