Side-by-side · Q2 2026 data
Southern Lakes Credit Union vs Oakdale Credit Union
Metric by metric
| Measure | Southern Lakes Credit Union | Oakdale Credit Union |
|---|---|---|
| TellerScore | 65 | 95 (stronger) |
| Capital cushion | 47 | 84 (stronger) |
| Loan quality | 76 | 100 (stronger) |
| Earnings | 44 | 100 (stronger) |
| Funding & liquidity | 94 | 99 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 34th | 98th |
| Total assets | $112.6M | $132.4M |
| Deposits / shares | $101.0M | $112.8M |
| Capital ratio | 9.73% | 13.35% (stronger) |
| Problem loans | 0.73% | 0.00% (stronger) |
| Net charge-offs | 0.15% | -0.00% (stronger) |
| Return on assets | 0.59% | 2.29% (stronger) |
| Loans ÷ deposits | 66.5% | 61.7% (stronger) |
| Uninsured deposits | 4.7% (stronger) | 8.2% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oakdale Credit Union has the higher TellerScore (95 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Southern Lakes Credit Union leads on 1 and Oakdale Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.