Side-by-side · Q2 2026 data
Southern Lakes Credit Union vs Premier Financial Credit Union
Metric by metric
| Measure | Southern Lakes Credit Union | Premier Financial Credit Union |
|---|---|---|
| TellerScore | 65 | 78 (stronger) |
| Capital cushion | 47 | 86 (stronger) |
| Loan quality | 76 (stronger) | 68 |
| Earnings | 44 | 64 (stronger) |
| Funding & liquidity | 94 (stronger) | 89 |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 34th | 74th |
| Total assets | $112.6M | $132.4M |
| Deposits / shares | $101.0M | $112.8M |
| Capital ratio | 9.73% | 13.55% (stronger) |
| Problem loans | 0.73% (stronger) | 0.95% |
| Net charge-offs | 0.15% | 0.06% (stronger) |
| Return on assets | 0.59% | 1.09% (stronger) |
| Loans ÷ deposits | 66.5% (stronger) | 71.1% |
| Uninsured deposits | 4.7% | 1.7% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Premier Financial Credit Union has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Southern Lakes Credit Union leads on 2 and Premier Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.