Side-by-side · Q2 2026 data
Southern Security Federal Credit Union vs Knoxville Teachers Federal Credit Union
Credit union
Southern Security Federal Credit Union
Collierville, Tennessee · $100 million – $1 billion
Credit union
Knoxville Teachers Federal Credit Union
Knoxville, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Southern Security Federal Credit Union | Knoxville Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 66 (stronger) |
| Capital cushion | 51 | 56 (stronger) |
| Loan quality | 43 | 81 (stronger) |
| Earnings | 27 | 44 (stronger) |
| Funding & liquidity | 80 (stronger) | 73 |
| Problem-loan coverage | 74 | 92 (stronger) |
| Peer percentile | 7th | 37th |
| Total assets | $251.9M | $259.3M |
| Deposits / shares | $226.2M | $230.6M |
| Capital ratio | 10.11% | 10.61% (stronger) |
| Problem loans | 1.72% | 0.56% (stronger) |
| Net charge-offs | 0.39% | 0.03% (stronger) |
| Return on assets | 0.17% | 0.60% (stronger) |
| Loans ÷ deposits | 80.6% (stronger) | 87.6% |
| Uninsured deposits | 5.9% (stronger) | 7.6% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.5% |
Knoxville Teachers Federal Credit Union has the higher TellerScore (66 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Southern Security Federal Credit Union leads on 2 and Knoxville Teachers Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.