TellerScore

Knoxville Teachers Federal Credit Union (NCUA charter #24464) is based in Knoxville, Tennessee. Its Q2 2026 call report shows $259.3M in total assets and $230.6M in member shares and deposits and 6 offices.

Based on its Q2 2026 filing, Knoxville Teachers Federal Credit Union scores 66/100, which we describe as moderate. That is higher than only 37% of 1,341 credit unions with $100 million – $1 billion. Among 125 credit unions headquartered in Tennessee, it ranks 90th. Its strongest component is problem-loan coverage (92/100; 4.1%), and its lowest is earnings (44/100; 0.60%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.61%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.56%
Earnings44/100
Return on assets (annualized): 0.60%
Funding & liquidity73/100
Loans ÷ shares: 87.6% · 7.6% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.10%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (58 → 66), mostly because the loan quality component improved by 24 points.

TellerScore
566166Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202457
Q3 202463
Q4 202456
Q1 202558
Q2 202558
Q3 202563
Q4 202564
Q1 202662
Q2 202666
Net worth ratio
7.00%8.88%10.75%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.74%
Q3 202410.56%
Q4 202410.69%
Q1 202510.67%
Q2 202510.61%
Q3 202510.75%
Q4 202510.72%
Q1 202610.72%
Q2 202610.61%
Delinquent loans (60+ days)
0.52%0.92%1.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.11%
Q3 20240.52%
Q4 20241.32%
Q1 20251.28%
Q2 20251.30%
Q3 20250.80%
Q4 20250.73%
Q1 20260.99%
Q2 20260.56%
Return on assets
0.06%0.33%0.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.06%
Q3 20240.06%
Q4 20240.11%
Q1 20250.33%
Q2 20250.38%
Q3 20250.45%
Q4 20250.48%
Q1 20260.56%
Q2 20260.60%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$259.3M10.61%0.56%0.60%87.6%
Q1 202662$256.1M10.72%0.99%0.56%86.9%
Q4 202564$252.7M10.72%0.73%0.48%87.8%
Q3 202563$248.6M10.75%0.80%0.45%84.5%
Q2 202558$248.3M10.61%1.30%0.38%81.2%
Q1 202558$248.2M10.67%1.28%0.33%80.0%
Q4 202456$245.7M10.69%1.32%0.11%81.9%
Q3 202463$247.1M10.56%0.52%0.06%80.5%
Q2 202457$242.7M10.74%1.11%0.06%80.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.61%
38th
Problem loans0.56%
60th
Net charge-offs0.03%
95th
Return on assets0.60%
39th
Loans to deposits87.6%
21st
Uninsured deposits7.6%
33rd
Loan-loss reserves0.00%
50th
Texas ratio4.1%
49th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
United Southeast Federal Credit UnionCredit union Bristol, TN78 out of 100, Strong$256.0M13.5%0.40%vs
Southern Security Federal Credit UnionCredit union Collierville, TN51 out of 100, Below average$251.9M10.1%1.72%vs
Bowater Employees Credit UnionCredit union Calhoun, TN75 out of 100, Strong$302.6M10.8%0.74%vs
Chattanooga Area Schools Federal Credit UnionCredit union Chattanooga, TN76 out of 100, Strong$199.2M12.0%0.28%vs
Northeast Community Credit UnionCredit union Elizabethton, TN78 out of 100, Strong$194.2M16.8%1.64%vs
Employee Resources Credit UnionCredit union Lawrenceburg, TN62 out of 100, Moderate$185.5M9.5%0.58%vs

Deposit insurance

Is my money safe at Knoxville Teachers Federal Credit Union?

Yes. Knoxville Teachers Federal Credit Union is a federally insured credit union (NCUA charter #24464). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.6% of shares and deposits ($17.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.61%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

6 locations

Branches

Knoxville Teachers Federal Credit Union lists 6 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Knoxville Teachers Federal Credit Union reported 199 home-loan applications under HMDA (LEI 549300ZPDWAT9R7KRW05): 196 originated ($46,440,000 total), 1 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Knoxville Teachers Federal Credit Union
Type
Federal credit union
NCUA charter #
24464
RSSD ID
338392
Primary regulator
NCUA
Established
1934
Headquarters
711 N. Hall of Fame Drive, Knoxville, TN 37917
Employees
35

Quick answers

Knoxville Teachers Federal Credit Union: common questions

Is Knoxville Teachers Federal Credit Union NCUA insured?

Yes. Knoxville Teachers Federal Credit Union is a federally insured credit union (NCUA charter #24464). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Knoxville Teachers Federal Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Knoxville Teachers Federal Credit Union have?

6 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Knoxville

InstitutionScoreAssetsCapitalProblem loansCompare
Sevier County Schools Federal Credit UnionCredit union Sevierville, TN99 out of 100, Very strong$13.9M21.8%0.09%vs
Knoxville Firefighters Federal Credit UnionCredit union Knoxville, TN98 out of 100, Very strong$36.6M20.2%0.08%vs
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
New South Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$90.3M14.9%0.11%vs
Alcoa Municipal Employees Federal Credit UnionCredit union Alcoa, TN94 out of 100, Very strong$4.5M18.9%0.00%vs