Side-by-side · Q2 2026 data
Southland Credit Union vs Sesloc Credit Union
Metric by metric
| Measure | Southland Credit Union | Sesloc Credit Union |
|---|---|---|
| TellerScore | 49 | 64 (stronger) |
| Capital cushion | 36 | 44 (stronger) |
| Loan quality | 51 | 87 (stronger) |
| Earnings | 33 | 41 (stronger) |
| Funding & liquidity | 78 (stronger) | 77 |
| Problem-loan coverage | 76 | 93 (stronger) |
| Peer percentile | 5th | 36th |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 8.56% | 9.41% (stronger) |
| Problem loans | 1.48% | 0.40% (stronger) |
| Net charge-offs | 0.65% | 0.34% (stronger) |
| Return on assets | 0.32% | 0.53% (stronger) |
| Loans ÷ deposits | 82.7% (stronger) | 83.2% |
| Uninsured deposits | 8.0% (stronger) | 11.5% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 38.8% | — |
Sesloc Credit Union has the higher TellerScore (64 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Southland Credit Union leads on 2 and Sesloc Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.