Side-by-side · Q2 2026 data
Southland Federal Credit Union vs Aspire Credit Union
Metric by metric
| Measure | Southland Federal Credit Union | Aspire Credit Union |
|---|---|---|
| TellerScore | 85 | 94 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 79 | 98 (stronger) |
| Earnings | 61 | 82 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 77th | 95th |
| Total assets | $89.2M | $38.0M |
| Deposits / shares | $76.0M | $30.0M |
| Capital ratio | 14.41% | 20.52% (stronger) |
| Problem loans | 0.62% | 0.05% (stronger) |
| Net charge-offs | 0.83% | 0.18% (stronger) |
| Return on assets | 1.03% | 1.56% (stronger) |
| Loans ÷ deposits | 55.0% (stronger) | 74.9% |
| Uninsured deposits | 0.0% (stronger) | 1.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Aspire Credit Union has the higher TellerScore (94 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Southland Federal Credit Union leads on 2 and Aspire Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.