Side-by-side · Q2 2026 data
Southland Federal Credit Union vs Cooperative Teachers
Metric by metric
| Measure | Southland Federal Credit Union | Cooperative Teachers |
|---|---|---|
| TellerScore | 85 (stronger) | 30 |
| Capital cushion | 94 (stronger) | 29 |
| Loan quality | 79 (stronger) | 0 |
| Earnings | 61 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 94 (stronger) | 22 |
| Peer percentile | 77th | 1st |
| Total assets | $89.2M | $93.8M |
| Deposits / shares | $76.0M | $83.4M |
| Capital ratio | 14.41% (stronger) | 7.88% |
| Problem loans | 0.62% (stronger) | 4.31% |
| Net charge-offs | 0.83% | 0.47% (stronger) |
| Return on assets | 1.03% (stronger) | 0.30% |
| Loans ÷ deposits | 55.0% (stronger) | 74.8% |
| Uninsured deposits | 0.0% (stronger) | 3.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Southland Federal Credit Union has the higher TellerScore (85 vs 30). On the 7 directional measures above (where higher or lower is clearly better), Southland Federal Credit Union leads on 6 and Cooperative Teachers on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.