Side-by-side · Q2 2026 data
Southside Bank vs Anderson County Federal Credit Union
Credit union
Anderson County Federal Credit Union
Palestine, Texas · Under $100 million in assets
Metric by metric
| Measure | Southside Bank | Anderson County Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 94 (stronger) | 23 |
| Earnings | 74 | 89 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 77th | 59th |
| Total assets | $8.8B | $27.3M |
| Deposits / shares | $6.2B | $22.6M |
| Capital ratio | 11.43% | 17.24% (stronger) |
| Problem loans | 0.19% (stronger) | 2.32% |
| Net charge-offs | 0.02% (stronger) | 0.20% |
| Return on assets | 1.35% | 1.73% (stronger) |
| Loans ÷ deposits | 79.4% | 40.2% (stronger) |
| Uninsured deposits | 42.8% | 10.5% (stronger) |
| Offices | 55 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.2% | — |
Anderson County Federal Credit Union has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Southside Bank leads on 2 and Anderson County Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.