Side-by-side · Q2 2026 data
Southside Bank vs Navarro Credit Union
Metric by metric
| Measure | Southside Bank | Navarro Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 53 |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 74 (stronger) | 18 |
| Funding & liquidity | 50 | 69 (stronger) |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 77th | 12th |
| Total assets | $8.8B | $2.7M |
| Deposits / shares | $6.2B | $1.5M |
| Capital ratio | 11.43% | 42.73% (stronger) |
| Problem loans | 0.19% (stronger) | 3.18% |
| Net charge-offs | 0.02% (stronger) | 0.61% |
| Return on assets | 1.35% (stronger) | -0.04% |
| Loans ÷ deposits | 79.4% (stronger) | 91.4% |
| Uninsured deposits | 42.8% | 0.0% (stronger) |
| Offices | 55 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.2% | — |
Southside Bank has the higher TellerScore (75 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Southside Bank leads on 5 and Navarro Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.