Side-by-side · Q2 2026 data
Southside Bank vs Third Coast Bank
Metric by metric
| Measure | Southside Bank | Third Coast Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 64 | 64 |
| Loan quality | 94 (stronger) | 83 |
| Earnings | 74 | 75 (stronger) |
| Funding & liquidity | 50 | 50 |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 77th | 63rd |
| Total assets | $8.8B | $6.7B |
| Deposits / shares | $6.2B | $5.9B |
| Capital ratio | 11.43% | 11.44% (stronger) |
| Problem loans | 0.19% (stronger) | 0.50% |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.35% | 1.37% (stronger) |
| Loans ÷ deposits | 79.4% (stronger) | 91.9% |
| Uninsured deposits | 42.8% | 31.0% (stronger) |
| Offices | 55 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.2% | 2.2% |
Southside Bank has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Southside Bank leads on 3 and Third Coast Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.