Side-by-side · Q2 2026 data
Southside Bank vs Woodforest National Bank
Metric by metric
| Measure | Southside Bank | Woodforest National Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 60 |
| Capital cushion | 64 (stronger) | 43 |
| Loan quality | 94 (stronger) | 36 |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 50 | 74 (stronger) |
| Problem-loan coverage | 98 (stronger) | 73 |
| Peer percentile | 77th | 21st |
| Total assets | $8.8B | $9.0B |
| Deposits / shares | $6.2B | $8.1B |
| Capital ratio | 11.43% (stronger) | 9.35% |
| Problem loans | 0.19% (stronger) | 1.93% |
| Net charge-offs | 0.02% (stronger) | 0.26% |
| Return on assets | 1.35% | 2.05% (stronger) |
| Loans ÷ deposits | 79.4% | 71.2% (stronger) |
| Uninsured deposits | 42.8% | 28.3% (stronger) |
| Offices | 55 | 739 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.2% | — |
Southside Bank has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Southside Bank leads on 4 and Woodforest National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Houston, TX
- Tyler, TX
- Fort Worth, TX
- Austin, TX
- Arlington, TX
- Frisco, TX
- Longview, TX
- Gun Barrel City, TX
- Cleveland, TX
- Cleburne, TX