TellerScore

Side-by-side · Q2 2026 data

SouthState Bank, National Association vs Community Bank of the South

Bank

SouthState Bank, National Association

Winter Haven, Florida · $10 billion – $100 billion

68of 100
Moderate

Bank

Community Bank of the South

Merritt Island, Florida · $100 million – $1 billion

67of 100
Moderate

Metric by metric

MeasureSouthState Bank, National AssociationCommunity Bank of the South
TellerScore68 (stronger)67
Capital cushion53 (stronger)45
Loan quality82100 (stronger)
Earnings77 (stronger)54
Funding & liquidity4550 (stronger)
Problem-loan coverage94100 (stronger)
Peer percentile66th34th
Total assets$68.8B$266.5M
Deposits / shares$56.4B$242.8M
Capital ratio10.28% (stronger)9.49%
Problem loans0.54%0.00% (stronger)
Net charge-offs0.07%0.00% (stronger)
Return on assets1.42% (stronger)0.85%
Loans ÷ deposits89.9%31.9% (stronger)
Uninsured deposits37.8% (stronger)64.8%
Offices3403
CFPB complaints (3 yrs)252—
Complaints per $1B deposits4.5—
Mortgage denial rate (HMDA)23.3%—

SouthState Bank, National Association has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), SouthState Bank, National Association leads on 4 and Community Bank of the South on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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