Side-by-side · Q2 2026 data
SouthState Bank, National Association vs Intracoastal Bank
Metric by metric
| Measure | SouthState Bank, National Association | Intracoastal Bank |
|---|---|---|
| TellerScore | 68 | 73 (stronger) |
| Capital cushion | 53 (stronger) | 48 |
| Loan quality | 82 | 99 (stronger) |
| Earnings | 77 (stronger) | 76 |
| Funding & liquidity | 45 | 59 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 66th | 53rd |
| Total assets | $68.8B | $573.2M |
| Deposits / shares | $56.4B | $518.6M |
| Capital ratio | 10.28% (stronger) | 9.77% |
| Problem loans | 0.54% | 0.04% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.42% (stronger) | 1.39% |
| Loans ÷ deposits | 89.9% | 77.8% (stronger) |
| Uninsured deposits | 37.8% | 35.6% (stronger) |
| Offices | 340 | 2 |
| CFPB complaints (3 yrs) | 252 | — |
| Complaints per $1B deposits | 4.5 | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
Intracoastal Bank has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), SouthState Bank, National Association leads on 2 and Intracoastal Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.