Side-by-side · Q2 2026 data
SouthState Bank, National Association vs Lake Michigan Credit Union
Metric by metric
| Measure | SouthState Bank, National Association | Lake Michigan Credit Union |
|---|---|---|
| TellerScore | 68 | 73 (stronger) |
| Capital cushion | 53 | 63 (stronger) |
| Loan quality | 82 | 88 (stronger) |
| Earnings | 77 (stronger) | 67 |
| Funding & liquidity | 45 | 63 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 66th | 71st |
| Total assets | $68.8B | $17.3B |
| Deposits / shares | $56.4B | $14.7B |
| Capital ratio | 10.28% | 11.27% (stronger) |
| Problem loans | 0.54% | 0.35% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.16% |
| Return on assets | 1.42% (stronger) | 1.18% |
| Loans ÷ deposits | 89.9% (stronger) | 92.8% |
| Uninsured deposits | 37.8% | 18.5% (stronger) |
| Offices | 340 | 38 |
| CFPB complaints (3 yrs) | 252 | 156 |
| Complaints per $1B deposits | 4.5 (stronger) | 10.6 |
| Mortgage denial rate (HMDA) | 23.3% | 7.3% |
Lake Michigan Credit Union has the higher TellerScore (73 vs 68). On the 8 directional measures above (where higher or lower is clearly better), SouthState Bank, National Association leads on 4 and Lake Michigan Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.