TellerScore

Side-by-side · Q2 2026 data

SouthState Bank, National Association vs Publix Employees Federal Credit Union

Bank

SouthState Bank, National Association

Winter Haven, Florida · $10 billion – $100 billion

68of 100
Moderate

Credit union

Publix Employees Federal Credit Union

Lakeland, Florida · $1 billion – $10 billion

74of 100
Strong

Metric by metric

MeasureSouthState Bank, National AssociationPublix Employees Federal Credit Union
TellerScore6874 (stronger)
Capital cushion5363 (stronger)
Loan quality8284 (stronger)
Earnings77 (stronger)57
Funding & liquidity4591 (stronger)
Problem-loan coverage9495 (stronger)
Peer percentile66th72nd
Total assets$68.8B$1.8B
Deposits / shares$56.4B$1.6B
Capital ratio10.28%11.29% (stronger)
Problem loans0.54%0.48% (stronger)
Net charge-offs0.07% (stronger)0.60%
Return on assets1.42% (stronger)0.93%
Loans ÷ deposits89.9%68.9% (stronger)
Uninsured deposits37.8%9.9% (stronger)
Offices34010
CFPB complaints (3 yrs)252—
Complaints per $1B deposits4.5—
Mortgage denial rate (HMDA)23.3%48.4%

Publix Employees Federal Credit Union has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), SouthState Bank, National Association leads on 2 and Publix Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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